Build - Mobile Banking Build - Mobile Banking 1.6.55

Build is a rewards-first mobile banking platform that offers the opportunity to earn cash, grow your savings, and securely manage your money without incurring monthly fees. It is essential to note that Build operates as a financial technology company and partners with Bangor Savings Bank, Member FDIC, to provide banking services. The Build Mastercard® Debit Card is issued by Bangor Savings Bank under a Mastercard International Incorporated license, enabling users to make purchases wherever Mastercard is accepted.

One of Build's highlighted features is its substantial rewards system. By collaborating directly with companies featured in the cashback carousel, Build can provide cash backs ranging from 5-25 times higher than typical banking and financial applications. Additionally, users can earn cash incentives by conducting transactions with their Build debit card. This gamified approach involves spinning a rewards wheel for each $20 spent or qualifying deposit made, offering a unique and engaging saving experience.

Moreover, Build is lauded for its live customer service that ensures prompt and effective assistance from knowledgeable team members. Rewards earned are directly deposited into users' Build accounts, making them easily accessible through the provided debit card and transfer functionalities.

Build distinguishes itself further by maintaining a fee-free policy, eliminating monthly maintenance fees, minimum balance requirements, foreign transaction charges, and offering access to over 55,000 surcharge-free ATMs at various retail locations. The platform also enables hassle-free money transfers to contacts with no additional fees.

In terms of privacy and security measures, Build guarantees a user-friendly experience that involves rapid account registration under five minutes. The application implements robust security protocols such as two-factor authentication (2FA) more frequently than traditional financial apps to safeguard users' personal information. Notably, Build prioritizes data privacy by refraining from selling user data to third-party entities.

(*Out-of-network ATM withdrawal fees may apply except at Allpoint ATMs.)